Why Hired and Non-Owned Auto Coverage Is Crucial for Staffing Agencies

When a staffing agency employee drives a client’s vehicle, the worker and agency assume liability for any accidents or injuries that might occur. Contrary to what many employees and managers might believe, a traditional business vehicle insurance policy will not cover accidents involving these non-owned vehicles. If you run a staffing agency where employees regularly drive client vehicles, it is critical to research how hired and non owned auto coverage can protect your interests.

What Does a Hired and Non-Owned Auto Policy Cover?

When a staffing agency employee drives a client’s vehicle, the worker and agency assume liability for any accidents or injuries that might occur. Contrary to what many employees and managers might believe, a traditional business vehicle insurance policy will not cover accidents involving these non-owned vehicles. If you run a staffing agency where employees regularly drive client vehicles, it is critical to research how hired and non owned auto coverage can protect your interests.

What Role Does the Policy Play in Lowering Business Risk?

A business auto policy only covers the vehicles actually owned or leased by a company. Yet, staffing agency workers often rely on a client’s personal vehicle to run errands or provide transportation. That leaves a gap in coverage, since the client’s personal policy may not cover the use of the vehicle for business purposes. The right hired and non owned auto policy will fill that gap.

Don’t settle for a coverage gap in your staffing agency’s auto insurance. Learn how the right policy can protect company assets and minimize risks.