Working as an artisan means being able to use your hands and your mind to bring an idea to fruition and see tangible results from all of your effort. Naturally, this line of work can also come with a number of hazards. If you’re a contractor, you definitely want to take time to review the risks you are likely to encounter on a routine basis. By doing this, you are more likely to find an insurance plan that perfectly reflects the needs of your business.
What Is an Artisan?
There are a handful of angles to think through when it comes to artisan contractor insurance. For one, you want to consider the nature of your work. Artisan can be a generic term that applies to many different areas. Someone who specializes in crafting small home decor items, for example, will have less severe risks than a contractor doing work on an active construction site. Still, both are considered artisans. To take out adequate insurance coverage, you need to think over these specifics. Other points to consider include:
- Workers’ compensation for on-site injuries
- Coverage for body parts vital to livelihood like hands
- Commercial auto for any business-related vehicles
When To Take Out Artisan Insurance
The more you think about your needs as an artisan, the easier it will be to figure out what type of insurance coverage is right for you. Take time to look over the details and find a plan that fits your exact requirements.