CCIP for Construction Protection

What is CCIP? CCIP stands for contractor controlled insurance programs which is one of the two types of construction wrap up insurance. The other type of wrap up insurance is owner-controlled, OCIP, but www.haughn.com/ states that contractors often receive better rates than owners do, so CCIP is more prevalent in the construction industry. These types…

Workers’ Compensation Basics: What Business Owners Need to Know

If you own your business, there are a lot of different insurance coverages that you need to consider. One of these insurance coverages is workers’ compensation coverage. Before shopping around, this is what you need to know about workers’ comp coverage. What Workers’ Compensation Insurance Is In most states, employers must carry workers comp insurance…

Basic Insurance Options For New Restaurant Owners

Having the right insurance coverage is one of the more important, yet overlooked, aspects of owning a business. As a restaurant owner, New Mexico business insurance may not be your expertise, but it’s good to ensure that your policy includes at least the coverages below. General Liability Insurance General liability is broad protection against lawsuits…

Coverage for Staff Workers In Assisted Living Homes

Employees working in assisted living facilities must exercise patience, common sense, and professional training all while providing quality care to mostly elderly residents. The job can be physically demanding, and caregivers often end up suffering an injury, perhaps even a severe injury, while on the job. For your clients that own or operate these facilities,…