What Is Covered in Your Condo Fees?

If you live in a condominium, you pay a monthly fee to the property owner. Each entity has its own set of rules, but most associations offer specific coverages. Typical Condo Fee Coverage The condo association fee usually covers the costs of upkeep and insurance for the common areas of the building. This includes lobbies,…

Types of Group Life Insurance

Group life coverage is an inexpensive way to protect your family in the event of your death. Many employers offer it as part of a benefits package, with several options from which to choose. Here is some information about the different choices you may have. Term Life Term life insurance pays a sum of money…

Why Hired and Non-Owned Auto Coverage Is Crucial for Staffing Agencies

When a staffing agency employee drives a client’s vehicle, the worker and agency assume liability for any accidents or injuries that might occur. Contrary to what many employees and managers might believe, a traditional business vehicle insurance policy will not cover accidents involving these non-owned vehicles. If you run a staffing agency where employees regularly…

The Benefits of Maintaining Your Yacht

Your yacht is an asset. To protect your asset with insurance and with regular maintenance makes sense. After all, regular maintenance is as important as any insurance policy. The benefits ensure that your yacht continues to run when you need it to. Avoid Corrosion and Damage A part of regular yacht maintenance is to keep…

3 Things To Know About Pollution Liability Insurance

As environmental concerns and regulations increase, businesses and organizations are looking closely at their pollution output and how best to manage it. Since it’s not always possible to avoid or reduce exposure, for many, the solution is pollution liability insurance coverages. 1. What It Is Pollution liability insurance protects covered individuals from the effects of…

Why Commercial Auto Insurance Is Good for Business

Good business owners understand that certain types of insurance protection are needed to address various aspects of their business: General Liability: Covers slips and falls in the office and field Property: Protects the building and its contents from certain types of damage, including fire and water Workers Compensation: Covers injuries to employees while on the…

Three Reasons You Need Renter’s Insurance

In some areas, the number of renters matches homebuyers and in other areas, renters exceed the number of people purchasing a home. Renters need personal content renters insurance to cover the loss of their personal property. Here are a few reasons why. Disaster The experts at Owens group state that temporary relocation expenses can be…