Does My Insurance Cover Subcontractors?

You are finally doing that kitchen remodel you have always dreamed about, but you’re a little nervous about your handyman subcontracting some of the work. If something goes wrong, will the contractor cover the mistake? In other words, are subcontractors covered under contractors insurance? The short answer is “It depends.” But it is important to…

Liability Concerns for Boat Building Hobbyists

As many spouses can tell you, sometimes a person’s hobby can become an all consuming and costly endeavor. As fun as these past times can be, it can get less fun real quick if all your supplies get damaged in an accident. This is especially true if your hobby entails something as intricate and complicated…

Basic Insurance Options For New Restaurant Owners

Having the right insurance coverage is one of the more important, yet overlooked, aspects of owning a business. As a restaurant owner, New Mexico business insurance may not be your expertise, but it’s good to ensure that your policy includes at least the coverages below. General Liability Insurance General liability is broad protection against lawsuits…