What You Should Know About Liability Insurance

As a business owner, you face various possible liabilities, which may result in legal claims brought against you. There are many kinds of liability insurance to protect your assets, depending on your unique risks and needs. What Do Liability Policies Cover? This type of coverage mitigates costs associated with events that cause property damage or bodily injuries….

What Is Covered in Your Condo Fees?

If you live in a condominium, you pay a monthly fee to the property owner. Each entity has its own set of rules, but most associations offer specific coverages. Typical Condo Fee Coverage The condo association fee usually covers the costs of upkeep and insurance for the common areas of the building. This includes lobbies,…

Types of Group Life Insurance

Group life coverage is an inexpensive way to protect your family in the event of your death. Many employers offer it as part of a benefits package, with several options from which to choose. Here is some information about the different choices you may have. Term Life Term life insurance pays a sum of money…

Why Hired and Non-Owned Auto Coverage Is Crucial for Staffing Agencies

When a staffing agency employee drives a client’s vehicle, the worker and agency assume liability for any accidents or injuries that might occur. Contrary to what many employees and managers might believe, a traditional business vehicle insurance policy will not cover accidents involving these non-owned vehicles. If you run a staffing agency where employees regularly…

Understanding the Basic Points of Lenders Single Interest Insurance

Taking out comprehensive insurance is key to your long-term success in the business world. Naturally, there are plenty of risks that you may not take into consideration when you’re selecting a fitting policy. While you may have coverage that includes the most commonplace liabilities of your industry, you also need to consider more specific factors….

What Does Connecticut Renters Insurance Cover?

Renting is a smart choice for many Connecticut residents, but many individuals choose to forego renters insurance. Knowing what’s covered and what isn’t covered in a Connecticut renters insurance policy is crucial for understanding how to protect your possessions and your finances. Your Coverage Options Whether you’re renting a townhome, apartment building or college dorm,…

3 Things To Know About Pollution Liability Insurance

As environmental concerns and regulations increase, businesses and organizations are looking closely at their pollution output and how best to manage it. Since it’s not always possible to avoid or reduce exposure, for many, the solution is pollution liability insurance coverages. 1. What It Is Pollution liability insurance protects covered individuals from the effects of…

Why Commercial Auto Insurance Is Good for Business

Good business owners understand that certain types of insurance protection are needed to address various aspects of their business: General Liability: Covers slips and falls in the office and field Property: Protects the building and its contents from certain types of damage, including fire and water Workers Compensation: Covers injuries to employees while on the…