What You Should Know About Liability Insurance

As a business owner, you face various possible liabilities, which may result in legal claims brought against you. There are many kinds of liability insurance to protect your assets, depending on your unique risks and needs. What Do Liability Policies Cover? This type of coverage mitigates costs associated with events that cause property damage or bodily injuries….

5 Surprising Sources of Business Pollution

What comes to mind when most people think of business pollution are chemical factories and nuclear power plants. However, many people would be shocked to learn that other businesses are subject to pollution liability because they use, produce, or simply deal with toxic substances. Medical Facilities Hospitals, surgical centers and clinics handle all sorts of…

Human Resources Outsourcing: A Smart Financial Business Move

Due to recent economic concerns brought about by the onset of COVID-19, businesses are seeking productive approaches to cut costs and still keep their operations running smoothly. HR outsourcing is an important choice for companies to remain competitive and identify better means to fully utilize their resources. How Companies Use HR Outsourcing to Reduce Expenses…

Why Hired and Non-Owned Auto Coverage Is Crucial for Staffing Agencies

When a staffing agency employee drives a client’s vehicle, the worker and agency assume liability for any accidents or injuries that might occur. Contrary to what many employees and managers might believe, a traditional business vehicle insurance policy will not cover accidents involving these non-owned vehicles. If you run a staffing agency where employees regularly…

3 Things To Know About Pollution Liability Insurance

As environmental concerns and regulations increase, businesses and organizations are looking closely at their pollution output and how best to manage it. Since it’s not always possible to avoid or reduce exposure, for many, the solution is pollution liability insurance coverages. 1. What It Is Pollution liability insurance protects covered individuals from the effects of…

Potential Liability Claims Against Consultants

Consultants generally work as independent contractors and bear the responsibility of purchasing their own health insurance, auto insurance, and general liability coverage. The nature of their tasks opens them up to the increased potential for lawsuits in areas of errors and omissions risks, raising the need for a consultant professional risk insurance plan. The Potential…

What You Need to Know About Crime Insurance

Workplace crime costs businesses in the United States around $50 billion per year. No matter how large or small your business is, there is a good chance that you’ve experienced some form of crime. Fortunately, this is where a crime insurance policy comes into play. What It Covers Crime insurance covers almost any crime committed by employees,…

Choosing Commercial Truck Insurance to Fit Your Business’ Needs

Operating a fleet of commercial trucks involves highly organized oversight and comprehensive risk management. Obtaining insurance coverage that meets the full scope of your business’ risk exposure is a fundamental facet of proactively managing risk exposure. To make sure that your business is fully protected, you need to consider the full range of coverages that…

Protect Your Company Against Cyber Claims

In the last few years, cyber claims have become one of the top liability claims filed against companies. General liability insurance will cover bodily injury and damage to property that resulted from the operations, products, or services offered by your business. Cyber insurance is a separate type of coverage that typically covers liability for a…