Choosing Commercial Truck Insurance to Fit Your Business’ Needs

Operating a fleet of commercial trucks involves highly organized oversight and comprehensive risk management. Obtaining insurance coverage that meets the full scope of your business’ risk exposure is a fundamental facet of proactively managing risk exposure. To make sure that your business is fully protected, you need to consider the full range of coverages that are available to you and why you may need them.

Key Elements of Coverage

There are several forms of coverage that almost every type of trucking company will need to have in place. In some instances, coverage is required by statutory law. Also, certain coverage levels may be required by leasing, financing, or loan agreements. A commercial truck insurance company will typically offer some of the following forms of coverage:

  •       General Liability
  •       Physical Damage
  •       Motor Truck Cargo
  •       Truckers Pollution
  •       Trailer Interchange
  •       Worker’s Compensation

 Additional Coverage Lines

Some additional forms of coverage may be necessary to balance risk and be able to withstand the financial impact of the unexpected. Depending on the nature of your operations, you may need to add several other forms of coverage to your policy for specific vehicles:

  •       Flatbed
  •       Auto Transporter
  •       Tanker
  •       Refrigerated Van

Reach out to an insurance company that is experienced in serving clients in the trucking industry. It can help you obtain comprehensive insurance at a competitive price.