Any company that provides employee benefit plans is likely to have fiduciary duty and associated responsibilities, which makes getting fiduciary liability coverage as part of their total insurance coverage a necessity. Fiduciary duty means a business or other entity is responsible for taking actions that are financially beneficial to another party, and this responsibility entails…
Protecting Farmers From Crop Liabilities
While the U.S. may not be the agrarian society it was 200 years ago, there are still plenty of agricultural business opportunities across the country. People who get into the industry often love farming, and their passion outweighs the risks that accompany their line of work. Few businesses have similar challenges that could lead to…
Problems That Can Affect Residents in Nursing Homes
Adjusting to a nursing home can take time for some residents. Some residents transition into new routines and structured support smoothly, while others struggle. A nursing home’s shortfalls can make the adjustment and the ongoing conditions of living there somewhat difficult to cope with. Here are some of the issues that could negatively impact the…
Use Your Job Description to Find the Best Volunteer Coordinator
Nonprofit organizations run into many obstacles when it comes to finding talent. Within the organization, a lot of responsibility falls to the volunteer coordinator. It’s imperative to find a coordinator that can handle the responsibility. Finding the right candidate starts with the right job description. Describe the Job Responsibilities In addition to a good summary…
Sell Your Services With a Bit of Assistance
plan. In order to see successful growth, you absolutely must think about cash flow. Bringing in new clients can boost your access to capital, but it also requires hard work and effort in terms of marketing. Though you might assume you can go it alone, you’ll find that working with experts can provide you with…
Big Machines, Big Coverage: Protecting Yourself While Using Industrial Equipment
It’s clear that you want to have good insurance coverage in place before beginning a project involving any kind of heavy equipment. The right heavy industrial equipment insurance can protect you from many of the financial risks associated with using this type of machinery. Equipment Breakdowns The most obvious type of incident covered under this…
Top Reasons To Consider Insuring Your Professional Employer Organization Today
Running a professional employer organization, or PEO puts you squarely in the middle of assisting businesses with their everyday services. Unfortunately, what many PEOs may not realize is that assisting clients with payroll, HR services, regulation compliance and more can leave them vulnerable to legal issues. To protect your PEO from possible lawsuits, here are…
What You Should Know About Liability Insurance
As a business owner, you face various possible liabilities, which may result in legal claims brought against you. There are many kinds of liability insurance to protect your assets, depending on your unique risks and needs. What Do Liability Policies Cover? This type of coverage mitigates costs associated with events that cause property damage or bodily injuries….
Are There Laws Regarding Lunch Breaks at Work?
Congress has not passed any laws mandating that employers in the United States must offer breaks or lunch periods for their employees. Employers that provide these benefits, however, must follow federal and state protocols. Lunch Break Protocols for Employers Employers who allow breaks of up to 20 minutes are required to pay their employees for…
What Factors Determine Your Car Insurance Quote?
Every driver requires auto insurance. When you’re in the market for new coverage, you may seek out an insurance quote. When receiving a quote, it helps to know the different factors that determine what your insurance quote will be. Driving History Your driving history is one of the most important factors when deciding your insurance…