In the United States today, more than 12,000 home health care agencies provide services to more than 12 million people. Insurance for home health care providers is a critical part of business planning in a field where most clients are over 65, and the majority suffer with one or more of diabetes, heart failure, arthritis,…
Cyber Breaches Can Also Affect Small Businesses
Security breaches have once again been making the news, with companies such as Adidas, Kmart, and even Sears reporting that customers shopping online have had their information compromised in the last year. The threat of cyber crimes against small businesses has become a major concern as well, due in part to the fact that their online…
Protecting Your Company and Employees
For any staffing agency, employment practices liability insurance, or EPLI, is a much needed policy. Your technical employees who are sourced to work for other companies may bring a claim against the agency that should be covered within a policy. A good policy should cover any claims that might arise which are not considered a…
Workers’ Comp – Who Needs it and Why?
Accidents happen. It’s best to be prepared and that’s what insurance is all about. Getting the right workers’ compensation insurance can protect your company from lawsuits and provide medical care and wage compensation to employees who are injured on the job. Who Needs Workers’ Comp Insurance? Companies over a certain number of employees are required…
3 Questions to Ask Your Commercial Insurance Agent
Asking a potential insurance agent the right questions during your initial research is so important. Unfortunately, many business owners simply don’t know the right commercial insurance questions to ask, and walk away without the data they really need to make an informed decision. Instead of joining the mass of uninformed business owners out there, be…
Bringing Specialty Coverage to Your Doorstep
When the insurance coverage your client is looking for is sold an ocean away, putting a policy together can seem impossible. However, solutions arise from the problems that inspire them and cover holder insurance could be the answer your clients need. Making the Decision The majority of clients you serve may not require specialty coverage….
Digital Marketing is Really About Brand Identity
Success selling insurance requires that your agency be proactive in Digital Marketing for Insurance because competition is so fierce and only those companies that are truly innovative will come out on top. Insurance marketing in the digital age is all about building brand recognition through the most creative means. Social media can be a vital tool…
Is General Liability Insurance Enough?
Running a business is stressful under the best of circumstances. The last thing a business proprietor wants is to be held liable for damages caused by accidents at the business site. Many people address this concern by purchasing a general liability policy. While these policies afford some protection, the fine print often lists exclusions that…
What Does Groundwater Insurance Cover?
Processing groundwater is an important aspect of any water treatment. Much of the water you drink began as groundwater, which rests beneath the earth’s surface in rock crevices or soil. The filtering process requires special equipment to ensure that pollutants, bacteria and other factors don’t end up in the finished product. Like most industries, there…
Is Management Liability Insurance Right for You?
As a business executive, you do more than run your company; you also have to deal with the legal complexities arising from your firm’s business practices. Before potential legal issues turn into lawsuits against you or your firm, make sure you’re adequately covered by talking to a management liability insurance specialist. If you’re a board…