Be Aware of These Aspects Regarding Homeowner’s Insurance

Now that you’re in the market for homeowners insurance in Connecticut, you need to be aware of certain facts about home insurance. Not all homeowner’s insurances are created equal, so keep in mind these aspects that can help you make the best choice.

Everyone needs to have at least basic insurance coverage as this foundation protects the structure of your house. It usually covers damage from fire, lightning, storm, ice, and theft. Furthermore, it provides liability coverage and coverage for your personal belongings. However, there are certain things a standard homeowners insurance in Connecticut doesn’t always cover. Some of the most common occurrences that are not covered are:

  • Earthquakes
  • Floods
  • Sewer backups
  • Mold
  • Sinkholes
  • Termites

In addition to these things, ask your insurance agent if you should or if you are able to get specific coverage for lost or stolen cash, dog bites, expensive jewelry, nuclear accidents, terrorist attacks, and trampolines. It’s important to remember that it’s better to be prepared than be unprepared and not be able to recover from the financial loss of such unfortunate events.

At all times, be sure to keep in mind these important aspects of homeowners insurance in Connecticut. A trustworthy insurance agency is there to help you get the right coverage for your particular situation.