What You Need to Know About Crime Insurance

Workplace crime costs businesses in the United States around $50 billion per year. No matter how large or small your business is, there is a good chance that you’ve experienced some form of crime. Fortunately, this is where a crime insurance policy comes into play. What It Covers Crime insurance covers almost any crime committed by employees,…

Choosing Commercial Truck Insurance to Fit Your Business’ Needs

Operating a fleet of commercial trucks involves highly organized oversight and comprehensive risk management. Obtaining insurance coverage that meets the full scope of your business’ risk exposure is a fundamental facet of proactively managing risk exposure. To make sure that your business is fully protected, you need to consider the full range of coverages that…

What Is Lender Placed Hazard Insurance?

As part of a borrower’s agreement with a real estate lender, the borrower will remain sufficient insurance coverage on the property. When the borrower fails to maintain insurance or purchases a policy the lender deems acceptable, then the lender must purchase lender-placed hazard insurance in order to protect their financial interest. Does the Borrower Pay Back the…

Protect Your Company Against Cyber Claims

In the last few years, cyber claims have become one of the top liability claims filed against companies. General liability insurance will cover bodily injury and damage to property that resulted from the operations, products, or services offered by your business. Cyber insurance is a separate type of coverage that typically covers liability for a…

What Is a Residential Care Facility?

Residential care facilities offer an important type of housing to individuals who need ongoing help. They are managed and staffed by dedicated personnel who are committed to helping residents maintain a good quality of life. Who Do Residential Care Facilities Serve? In understanding what is a residential care facility, it’s important to fully understand who…

The Risks Associated With Boat Building

During the process of building a boat, the follow-up sea trials, and the final delivery, a lot can go terribly wrong. Whether it be a setback that delays the completion date or accidental damage to a portion of the completed, marine builder have a lot to consider when taking on new projects. A risk management…

Understanding a Deductible Reimbursement Policy

Purchasing business insurance often includes a lot of industry jargon that can be hard to decipher. If your company is just starting to grow and become secure, you may notice a new option when you’re seeking insurance: deductible reimbursement policies. Understanding a bit about them could help you determine if a DRP is right for…

Updated Safety Guidelines for Truckers

Protecting your drivers means more than just putting together a good insurance plan for them and their vehicles. It also means being there to support their needs in the field. That means having resources to deal with mechanical breakdowns, a set of processes for handling conflict with customers, and providing resources that help improve trucker…

How to File a Homeowners Claim

A fire at your home can cause a great deal of damage, which means you will need to file a claim with your insurance company. Here are a few homeowners who claim tips on how to do so successfully. 1. Call Emergency Services As soon as your family is safe, your first call should be to the…

Differences between Classic and Vintage Cars

Those who aren’t immersed in vehicle enthusiasts’ culture may buy into the misconception that classic and vintage cars are the same. While both types of cars do stand apart from more modern vehicles, that one similarity doesn’t necessarily make them identical. Here’s a quick breakdown explaining classic vs. vintage cars so you can pick the…